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4 Reasons to Buy a Home This Fall

People always ask when is the best time to buy a home, there is no one size fits all answer to this. It varies from area to price point, home-style and type, etc. So big picture, here are 4 reasons you need to consider whether now is the right time for you and your family to make a move.

Prices Will Continue to Rise

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.

 

Mortgage Interest Rates Are Projected to Increase Next Year

Most experts predict rates will rise over the next 12 months. An increase in rates will impact your monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is needed to buy your next home.

 

Either Way, You Are Paying a Mortgage

Everyone should realize that, unless you’re living rent-free with your parents, you are paying a mortgage – either yours or that of your landlord. As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to have equity in your home you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity.

 

 

It’s Time to Move on With Your Life

Look at the actual reason you’re buying and decide if it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer, or you just want to have control over custom renovations, maybe now is the time to buy.

 

Buying a home sooner rather than later could lead to substantial savings. Call or message me, we can determine if homeownership is the right choice for you and your family this fall.

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